Skip to content
Return to nav
Rachel Oster-Payne profile photo.
Rachel Oster-Payne
Select a product to get a quote
Enter your zip code

Contact me
Rachel Oster-Payne profile photo.

Farmers Insurance Agent in San Jose, CA

Rachel Oster-Payne

CA License #: 0834938
Contact me

Quote & buy online

Insurance Type

Contact info
Phone Icon
Fax Icon
Location info
Location Icon
2190 Stokes St
Ste 203
San Jose, CA 95128

About Rachel Oster-Payne

I have been with Farmers® Insurance since 1994. My father was an agent who encouraged me to get my insurance license so that one day I could take over his agency when he retired. I came from a background of aerospace engineering (B.S Engineering, the University of Michigan, Ann Arbor) where I had spent time working for a defense contractor in San Jose on supersonic ramjets. I then obtained a teaching credential and taught everything from elementary school and middle school math, to working in special education with profoundly disabled students. I eventually decided to try my hand at insurance and worked alongside my dad for five years. I built up my agency and when my father retired in 2001, I added his agency to mine. I learned a lot by watching my dad. Both his successes and failures taught me what to do and not to do in business. The best part of this job is helping my clients when they need the knowledge and support of their agent. As your personal Farmers Insurance agent located in San Jose, I believe in keeping you informed of ways you can help protect what's important to you. Whether you're looking for auto insurance, homeowners insurance, life insurance, or specialty coverage, I will provide you options so you can select the products that best fit your insurance needs. Auto Insurance at Farmers Insurance offers a variety of auto insurance products to fit your needs. In case you're involved in an accident, Farmers auto, motorcycle & car insurance can help provide financial protection for you and your family. Whether you need homeowners insurance or renters insurance, Farmers offers home insurance coverage for protecting you and your belongings. Farmers Insurance also offers life insurance, business insurance, and motorcycle insurance so you can help protect your hard earned assets. Call us today for a competitive quote to help save money & better protect your family and their financial future!

Give me a call at and I'll be happy to answer any questions you might have.

Years Appointed with Farmers

Over 22 years
Languages spoken
English

Education

, B.S Aerospace Engineering University of Michigan,

Licenses

CA License #: 0834938

Awards and honors

Neighborhoods served

Willow Glen, West San Jose, Campbell, Sunnyvale, Mountain View

States licensed in

CA

Insurance products offered

Get a quote online

Auto Insurance
Auto Insurance Arrow Icon
Home Insurance
Home Insurance Arrow Icon
Life Insurance
Life Insurance Arrow Icon

Call for more info

1. To check the background information of this firm or an investment professional. visit FINRA BrokerCheck Link Opens in New Tab
2. For a free tool to research our financial professionals. visit www.investor.gov/CRS Link Opens in New Tab
3. To view the FFS Customer Relationship Summary select: Form CRS. Link Opens in New Tab
4. To view additional disclosures related to FFS products select: Disclosures Link Opens in New Tab

Frequently asked questions

Request an appointment

Already a Farmers customer?
Preferred Date and Time
Farmers products that I am interested in discussing:

Select all that apply.

  • Auto
  • Home
  • Life
  • Renters
  • Business
  • Condo
  • Financial
  • Umbrella
*Denotes a required field Submitting this form is not a confirmation of an appointment. Your Farmers agent will need to confirm the time and date of your appointment. Thanks for providing your phone number(s) above. We sometimes reach out to consumers by call and/or text to provide helpful information about products or services. By clicking "Submit" you consent to marketing calls and/or texts made to you on behalf of my agency or Farmers Insurance® entities—including the Foremost®, Bristol West®, Farmers New World Life and 21st Century® Insurance companies—or their other representatives using an automated telephone dialing system and/or an artificial or pre-recorded voice, even if your telephone number is listed on a national, state or business do-not-call registry. Your consent is not a condition of purchase. Personal Use of Information
Profile Picture

Farmers Insurance Agent

Rachel Oster-Payne

Have any questions?
Already a Farmers customer?
*Denotes a required field Thanks for providing your phone number(s) above. We sometimes reach out to consumers by call and/or text to provide helpful information about products or services. By clicking "Submit" you consent to marketing calls and/or texts made to you on behalf of my agency or Farmers Insurance® entities—including the Foremost®, Bristol West®, Farmers New World Life and 21st Century® Insurance companies—or their other representatives using an automated telephone dialing system and/or an artificial or pre-recorded voice, even if your telephone number is listed on a national, state or business do-not-call registry. Your consent is not a condition of purchase. Personal Use of Information